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Tequity Blogs

Why SIP Isn’t Just “Small Investment Plan” It’s Your Wealth Superpower

We often hear this: “I’ll start investing once I save a big amount.”But what if we told you that starting small and early can outperform waiting for the perfect moment? That’s where SIP – Systematic Investment Plan comes in. 🚀 What Is SIP? A SIP lets you invest a fixed amount (as low as ₹500) in mutual funds at regular intervals typically monthly. It automates investing, removes emotional decision-making, and builds long-term discipline. 🔄 How SIP Works Like a Smart Friend When markets go down, your SIP buys more units. When markets go up, it buys fewer. Over time, you average out your cost this is called Rupee Cost Averaging. You don’t have to time the market.Your SIP does it for you silently and consistently. 📈 SIP Is Powerful Because: 🧠 But SIP Is Not a Shortcut SIP isn’t magic. It takes: That’s where Tequity steps in. 📊 Tequity Can Help You SIP Smarter We don’t just recommend a SIP.We:

Tequity Blogs

Mutual Funds vs Direct Equity: What’s Right for You?

When it comes to investing in the stock market, most people find themselves stuck at the first fork: Should I go with Mutual Funds or Direct Equity? While both options have the potential to create long-term wealth, they work in completely different ways and suit different types of investors. Let’s break it down. 🟢 Mutual Funds: For Those Who Want Simplicity & Diversification What it means:A mutual fund pools money from multiple investors and is managed by a professional fund manager. Your money is invested in a basket of stocks, bonds, or other securities. Why it’s good: Good for you if: 🟡 Direct Equity: For Those Who Want Control & Are Willing to Learn What it means:You buy shares of specific companies yourself. You directly participate in the ups (and downs) of individual businesses. Why it’s good: But be careful: Good for you if: 💡 Tequity’s View We don’t believe in one-size-fits-all solutions. At Tequity, we help you: It’s not about chasing returns. It’s about aligning your investments with your life.

Tequity Blogs

Why Investing Early Matters More Than You Think

If you’ve ever thought, “I’ll start investing when I earn more”, you’re not alone. Many working professionals, especially in their 20s and 30s, delay investing thinking they’ll have more to spare later. But in reality, time is the most powerful asset you’ll ever own. 1. Power of Compounding Albert Einstein reportedly called compound interest the eighth wonder of the world. Why? Because it allows your money to earn not just returns but returns on those returns.Let’s say you invest ₹5,000/month from the age of 25 and earn an average return of 12%. By 50, you’ll have ₹1.5 crore. Delay that by just 5 years, and you end up with ₹85 lakh. That’s a ₹65 lakh difference, just because of a 5-year delay. 2. Building Financial Discipline Investing regularly even small amounts teaches you to prioritize your future over impulse expenses. It’s not about restricting enjoyment, but about enabling freedom. Freedom to say no to bad jobs, bad clients, and bad decisions. 3. Better Prepared for Life Goals Be it buying a home, starting a business, sending your child abroad, or retiring early the sooner you plan, the easier it becomes to achieve. Early investors are not just wealthier they’re often less stressed too. Where to Start? At Tequity, we believe in keeping it real. No fluff, no unnecessary risk. We help investors whether in India or abroad take informed decisions based on data, process, and real-life goals. If you’re confused between SIPs, mutual funds, direct equity or NPS we simplify the maze for you.

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