Make Your Money Work Harder
Grow from What You Already Have
Plan Today. Secure Tomorrow.
Peaceful Retirement plans
Capital Advised
Unique Strategies
Trusted by NRIs worldwide to simplify cross-border investing!
Our Services
Regular Monthly Income
We help retirees generate steady, reliable income. You get peace of mind knowing your monthly needs are always covered.
Future Proofing Wealth
Ensure your wealth passes on smoothly. We help structure your assets for hassle-free inheritance across countries.
Wealth Preservation
Protect what you’ve built. Our strategies minimize tax, reduce risk, and keep your money working safely for the long run.
Explore More Solutions
Need a wider plan? We offer customized financial solutions built around your life abroad. We are here to help you.
Generating Reliable Income for an Aging Parent
When 48-year-old Rita came to Tequity Investing, her objective was clear—but challenging. She wanted to create a dependable income stream of ₹60,000 per month to support her 72-year-old mother’s living and medical expenses. With ₹60 lakhs available for this purpose, Rita was essentially expecting a 12% annual return—an ambitious ask, especially in a market known for its volatility. Understanding the emotional and financial importance of this goal, we designed a plan that went beyond conventional income-generating options. By leveraging our expertise in mutual fund portfolio construction combined with risk-managed option strategies, we built a solution with capital protection at its core. The portfolio was structured to limit downside risk to no more than 10%, offering peace of mind while generating the necessary monthly income. Today, Rita’s mother receives her required payouts seamlessly every month, and the capital remains protected within clearly defined risk thresholds.
“For me, this wasn’t about high returns—it was about peace of mind for my mother. Tequity understood that and built a plan that’s both stable and smart. I sleep better knowing her needs are taken care of.”
★★★★★
Future-Proofing Wealth for the Next Generation – A Succession Plan for an NRI
Rajeev (52), a Dubai-based NRI, had accumulated significant assets in India—ranging from mutual funds and real estate to NRO/NRE deposits. While his financial life was well organized, he was increasingly concerned about one critical gap: succession planning. With two children who were foreign nationals, Rajeev was unsure how inheritance would flow across borders, and what tax implications might arise for his family in both India and the UAE.That’s when Rajeev reached out to Tequity Investing.
Over a series of sessions, we worked closely with Rajeev to align his investment structure with his estate planning goals:
- We migrated certain holdings from NRO to NRE to simplify future repatriation for his heirs.
- Reorganized mutual fund folios under a joint holding with nominee clarity to avoid probate delays.
- Advised on currency-neutral options like FCNR deposits for his children, to reduce forex risk in future transfers.
- Coordinated with legal advisors to ensure his Indian Will reflected asset-specific nominations and ownership trails.
The result? Rajeev now has a clean, tax-efficient structure that ensures his assets can be passed on without friction, delays, or compliance complications—even for heirs living outside India.
“I had done the investing part right, but never thought enough about what happens after me. Tequity gave me not just a plan, but clarity. Today, I know my family won’t have to struggle with paperwork or tax messes.”
★★★★★
Choosing Clarity Over Convention — Vijit's Capital Gains Journey
Vijit, 54 has been a prudent investor all his life. He has amassed good wealth by being prudent and avoiding excessive risks. In 2022, at the age of 54, Vijit sold his commercial property in Navi Mumbai for ₹70 lakhs, earning a substantial post-indexation capital gain of ₹30 lakhs. Like many in his situation, he faced a pressing question: should he invest in tax-saving infrastructure bonds to avoid capital gains tax? Vijit’s thinking was clear—he wasn’t keen on reinvesting in real estate merely to reduce tax liability, nor did he want to lock his funds into instruments that didn’t align with his broader financial goals. That’s when he approached Tequity Investing for a second opinion. At Tequity, we walked him through the mechanics and implications of infrastructure bonds—clarifying both their limitations and trade-offs. Together, we evaluated his comfort with risk, his need for capital protection, and the importance of real, inflation-beating returns.
Ultimately, Vijit chose a more balanced and goal-aligned strategy over a purely tax-driven one. Rather than chasing tax exemptions, he opted for a portfolio that prioritized stability and long-term value. Tequity could convince him of their ability to recommend solutions that would protect his portfolio during volatility. The relationship started with a modest part of Vijit’s portfolio, but gradually Vijit moved his entire investments portfolio with Tequity and is now a happy client.