/* ============================================================
   TEQUITY INVESTING — STYLESHEET
   Colors: #2F5F4D (Forest Green) | #DAA520 (Gold)
   ============================================================ */

:root {
  --green:        #2F5F4D;
  --green-dark:   #1e3d31;
  --green-mid:    #3d7a62;
  --gold:         #DAA520;
  --gold-light:   #e8c43a;
  --gold-dark:    #b8891a;
  --gradient:     linear-gradient(135deg, #2F5F4D 0%, #DAA520 100%);
  --gradient-rev: linear-gradient(135deg, #DAA520 0%, #2F5F4D 100%);
  --white:        #ffffff;
  --off-white:    #F8F7F2;
  --dark:         #1A1A1A;
  --mid:          #4A4A4A;
  --light:        #888888;
  --border:       #E5E2D8;
  --shadow:       0 4px 24px rgba(0,0,0,0.07);
  --shadow-hover: 0 10px 40px rgba(0,0,0,0.13);
  --radius:       14px;
  --radius-sm:    8px;
}

/* ── Reset ─────────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: 'Inter', sans-serif;
  color: var(--dark);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
a { text-decoration: none; color: inherit; }
img { max-width: 100%; display: block; }
ul { list-style: none; }

/* ── Typography ─────────────────────────────────────────────── */
h1, h2, h3, h4 {
  font-family: 'Playfair Display', serif;
  line-height: 1.2;
  color: var(--dark);
}
h1 { font-size: clamp(2rem, 4vw, 3.2rem); font-weight: 700; }
h2 { font-size: clamp(1.6rem, 3vw, 2.4rem); font-weight: 600; }
h3 { font-size: clamp(1.1rem, 2vw, 1.35rem); font-weight: 600; }
p  { color: var(--mid); line-height: 1.75; }

/* ── Layout ─────────────────────────────────────────────────── */
.container { max-width: 1160px; margin: 0 auto; padding: 0 24px; }
section    { padding: 80px 0; }

/* ── Section labels ─────────────────────────────────────────── */
.section-label {
  display: inline-block;
  color: var(--gold);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  margin-bottom: 12px;
  padding-left: 12px;
  border-left: 3px solid var(--gold);
}
.section-title   { margin-bottom: 14px; }
.section-sub     { color: var(--mid); font-size: 1.05rem; max-width: 600px; line-height: 1.7; }

/* ── Navigation ─────────────────────────────────────────────── */
nav {
  background: var(--white);
  position: sticky;
  top: 0;
  z-index: 200;
  box-shadow: 0 2px 16px rgba(0,0,0,0.08);
  border-bottom: 1px solid var(--border);
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
}
.nav-logo {
  display: flex;
  align-items: center;
  text-decoration: none;
}
.nav-logo-full {
  height: 44px;
  width: auto;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 30px;
}
.nav-links a {
  color: var(--dark);
  font-size: 0.88rem;
  font-weight: 500;
  transition: color 0.2s;
}
.nav-links a:hover { color: var(--gold); }
.nav-links a.active { color: var(--gold); font-weight: 600; }
.nav-login {
  color: var(--dark) !important;
  border: 1.5px solid var(--border);
  padding: 8px 18px;
  border-radius: 6px;
  font-weight: 500 !important;
  transition: border-color 0.2s, color 0.2s !important;
}
.nav-login:hover {
  border-color: var(--gold) !important;
  color: var(--gold) !important;
}
.nav-cta {
  background: var(--green) !important;
  color: var(--white) !important;
  padding: 9px 22px !important;
  border-radius: 6px;
  font-weight: 600 !important;
  transition: background 0.2s, transform 0.2s !important;
}
.nav-cta:hover { background: var(--green-dark) !important; transform: translateY(-1px); }

.nav-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
}
.nav-toggle span {
  display: block;
  width: 22px; height: 2px;
  background: var(--dark);
  margin: 5px 0;
  border-radius: 2px;
  transition: 0.3s;
}

/* ── Buttons ────────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 26px;
  border-radius: 8px;
  font-weight: 600;
  font-size: 0.92rem;
  cursor: pointer;
  transition: all 0.25s ease;
  border: none;
  font-family: 'Inter', sans-serif;
  line-height: 1;
}
.btn-gold {
  background: var(--gold);
  color: var(--green-dark);
}
.btn-gold:hover {
  background: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(218,165,32,0.35);
}
.btn-green {
  background: var(--green);
  color: var(--white);
}
.btn-green:hover {
  background: var(--green-dark);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(47,95,77,0.35);
}
.btn-outline-white {
  background: transparent;
  color: var(--white);
  border: 2px solid rgba(255,255,255,0.45);
}
.btn-outline-white:hover { border-color: var(--gold); color: var(--gold); }
.btn-green {
  background: var(--green);
  color: var(--white);
}
.btn-green:hover {
  background: var(--green-dark);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(47,95,77,0.3);
}

/* ── Gold gradient divider ──────────────────────────────────── */
.gradient-bar {
  height: 3px;
  background: var(--gradient);
  border: none;
}

/* ── HOMEPAGE HERO ──────────────────────────────────────────── */
.hero {
  background: var(--green-dark);
  background-image: linear-gradient(140deg, #172e26 0%, #2F5F4D 55%, #3a5a25 100%);
  padding: 96px 0 80px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  top: -80px; right: -80px;
  width: 550px; height: 550px;
  background: radial-gradient(circle, rgba(218,165,32,0.13) 0%, transparent 68%);
  pointer-events: none;
}
.hero::after {
  content: '';
  position: absolute;
  bottom: -40px; left: -60px;
  width: 350px; height: 350px;
  background: radial-gradient(circle, rgba(218,165,32,0.07) 0%, transparent 68%);
  pointer-events: none;
}
.hero-content { position: relative; z-index: 1; }
.hero-eyebrow {
  display: inline-block;
  background: rgba(218,165,32,0.14);
  color: var(--gold);
  border: 1px solid rgba(218,165,32,0.3);
  padding: 5px 14px;
  border-radius: 100px;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  margin-bottom: 18px;
}
.hero h1 { color: var(--white); margin-bottom: 14px; }
.hero h1 em { color: var(--gold); font-style: normal; }
.hero-sub {
  color: rgba(255,255,255,0.7);
  font-size: 1.05rem;
  max-width: 520px;
  line-height: 1.75;
  margin-bottom: 52px;
}

/* ── Segment cards ──────────────────────────────────────────── */
.segment-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 18px;
  max-width: 860px;
}
.segment-card {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.11);
  border-radius: var(--radius);
  padding: 26px 28px;
  display: block;
  cursor: pointer;
  transition: all 0.28s ease;
  position: relative;
  overflow: hidden;
}
.segment-card::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 3px;
  background: var(--gradient);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.35s ease;
}
.segment-card:hover {
  background: rgba(255,255,255,0.11);
  border-color: rgba(218,165,32,0.35);
  transform: translateY(-4px);
}
.segment-card:hover::after { transform: scaleX(1); }
.segment-icon  { font-size: 2rem; margin-bottom: 12px; }
.segment-card h3 {
  color: var(--white);
  font-size: 1.1rem;
  margin-bottom: 7px;
}
.segment-card p {
  color: rgba(255,255,255,0.6);
  font-size: 0.85rem;
  line-height: 1.55;
  margin-bottom: 14px;
}
.segment-link {
  color: var(--gold);
  font-size: 0.82rem;
  font-weight: 600;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: gap 0.2s;
}
.segment-card:hover .segment-link { gap: 10px; }

/* ── Stats bar ──────────────────────────────────────────────── */
.stats-bar {
  background: var(--gradient);
  padding: 44px 0;
}
.stats-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  text-align: center;
}
.stat-number {
  font-family: 'Playfair Display', serif;
  font-size: 2.6rem;
  font-weight: 700;
  color: var(--white);
  line-height: 1;
  margin-bottom: 6px;
}
.stat-label { color: rgba(255,255,255,0.8); font-size: 0.83rem; letter-spacing: 0.3px; }

/* ── Philosophy section ─────────────────────────────────────── */
.philosophy { background: var(--off-white); }
.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 44px;
}
.feature-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 30px 26px;
  box-shadow: var(--shadow);
  transition: transform 0.25s, box-shadow 0.25s, border-top-color 0.25s;
  border-top: 3px solid var(--border);
}
.feature-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-hover);
  border-top-color: var(--gold);
}
.feature-icon {
  width: 50px; height: 50px;
  background: linear-gradient(135deg, rgba(47,95,77,0.09), rgba(218,165,32,0.09));
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem;
  margin-bottom: 16px;
}
.feature-card h3 { font-size: 1.05rem; margin-bottom: 10px; }
.feature-card p  { font-size: 0.88rem; }

/* ── Asset classes ──────────────────────────────────────────── */
.assets-section { padding: 64px 0; }
.asset-tags { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 24px; }
.asset-tag {
  background: var(--white);
  border: 1.5px solid var(--border);
  padding: 10px 20px;
  border-radius: 100px;
  font-size: 0.87rem;
  font-weight: 500;
  color: var(--dark);
  transition: all 0.2s;
  cursor: default;
}
.asset-tag:hover {
  border-color: var(--green);
  color: var(--green);
  background: rgba(47,95,77,0.04);
}

/* ── Page hero (inner pages) ────────────────────────────────── */
.page-hero {
  background: var(--green-dark);
  background-image: linear-gradient(140deg, #172e26 0%, #2F5F4D 100%);
  padding: 78px 0 70px;
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: '';
  position: absolute;
  top: -60px; right: -60px;
  width: 480px; height: 480px;
  background: radial-gradient(circle, rgba(218,165,32,0.15) 0%, transparent 68%);
  pointer-events: none;
}
.page-hero-content { position: relative; z-index: 1; }
.breadcrumb { color: rgba(255,255,255,0.45); font-size: 0.8rem; margin-bottom: 16px; }
.breadcrumb a { color: rgba(255,255,255,0.45); transition: color 0.2s; }
.breadcrumb a:hover { color: var(--gold); }
.breadcrumb .sep { margin: 0 8px; }
.breadcrumb .current { color: var(--gold); }
.page-hero h1 { color: var(--white); margin-bottom: 14px; }
.page-hero h1 em { color: var(--gold); font-style: normal; }
.page-hero p  { color: rgba(255,255,255,0.72); font-size: 1.05rem; max-width: 560px; }
.hero-badges  { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 26px; }
.hero-badge {
  background: rgba(255,255,255,0.09);
  border: 1px solid rgba(255,255,255,0.18);
  color: rgba(255,255,255,0.82);
  padding: 5px 14px;
  border-radius: 100px;
  font-size: 0.76rem;
  font-weight: 500;
}

/* ── Mini stats (inner pages) ───────────────────────────────── */
.mini-stats {
  background: var(--gradient);
  padding: 28px 0;
}
.mini-stats-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  text-align: center;
}
.mini-stat-number {
  font-family: 'Playfair Display', serif;
  font-size: 1.8rem;
  font-weight: 700;
  color: var(--white);
  line-height: 1;
  margin-bottom: 4px;
}
.mini-stat-label { color: rgba(255,255,255,0.78); font-size: 0.78rem; }

/* ── Services ───────────────────────────────────────────────── */
.services-section { background: var(--off-white); }
.services-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 22px;
  margin-top: 40px;
}
.service-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 30px;
  box-shadow: var(--shadow);
  transition: all 0.25s;
  border-left: 4px solid transparent;
}
.service-card:hover {
  box-shadow: var(--shadow-hover);
  border-left-color: var(--gold);
  transform: translateX(4px);
}
.service-icon { font-size: 1.9rem; margin-bottom: 14px; }
.service-card h3 { margin-bottom: 9px; }
.service-card > p { font-size: 0.89rem; margin-bottom: 16px; }
.service-outcome {
  background: linear-gradient(135deg, rgba(47,95,77,0.05), rgba(218,165,32,0.05));
  border-left: 3px solid var(--green);
  border-radius: 0 8px 8px 0;
  padding: 12px 14px;
  font-size: 0.81rem;
  color: var(--mid);
  font-style: italic;
  line-height: 1.65;
}
.service-outcome strong { color: var(--green); font-style: normal; font-weight: 600; }

/* ── Success stories ────────────────────────────────────────── */
.stories-section { padding: 80px 0; background: var(--white); }
.stories-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
  margin-top: 40px;
}
.story-card {
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: all 0.25s;
}
.story-card:hover { box-shadow: var(--shadow-hover); transform: translateY(-5px); }
.story-top {
  background: var(--gradient);
  padding: 20px 22px;
}
.story-name { color: var(--white); font-family: 'Playfair Display', serif; font-size: 1.05rem; font-weight: 600; }
.story-meta { color: rgba(255,255,255,0.7); font-size: 0.77rem; margin-top: 2px; }
.story-body { padding: 22px; flex: 1; display: flex; flex-direction: column; }
.story-body p { font-size: 0.86rem; line-height: 1.72; flex: 1; }
.story-quote {
  background: var(--off-white);
  border-left: 3px solid var(--gold);
  border-radius: 0 8px 8px 0;
  padding: 12px 14px;
  margin-top: 16px;
  font-size: 0.83rem;
  color: var(--mid);
  font-style: italic;
  line-height: 1.6;
}
.story-stars { color: var(--gold); margin-top: 10px; font-size: 0.85rem; }

/* ── FAQ ────────────────────────────────────────────────────── */
.faq-section { background: var(--off-white); padding: 80px 0; }
.faq-wrap { max-width: 780px; margin-top: 40px; }
.faq-item {
  background: var(--white);
  border-radius: var(--radius-sm);
  margin-bottom: 10px;
  box-shadow: 0 2px 10px rgba(0,0,0,0.04);
  overflow: hidden;
}
.faq-question {
  padding: 18px 22px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  font-weight: 600;
  font-size: 0.93rem;
  color: var(--dark);
  gap: 16px;
  user-select: none;
}
.faq-question .faq-icon {
  width: 26px; height: 26px;
  border-radius: 50%;
  background: rgba(218,165,32,0.1);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
  color: var(--gold);
  font-size: 1.1rem;
  font-weight: 300;
  transition: transform 0.3s, background 0.2s;
}
.faq-item.open .faq-question .faq-icon {
  transform: rotate(45deg);
  background: var(--gold);
  color: var(--white);
}
.faq-answer {
  display: none;
  padding: 0 22px 18px;
  font-size: 0.88rem;
  color: var(--mid);
  line-height: 1.75;
}
.faq-item.open .faq-answer { display: block; }

/* ── CTA section ────────────────────────────────────────────── */
.cta-section {
  background: var(--gradient);
  padding: 84px 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-section::before {
  content: '';
  position: absolute;
  top: -100px; left: -100px;
  width: 400px; height: 400px;
  background: radial-gradient(circle, rgba(255,255,255,0.06) 0%, transparent 65%);
}
.cta-inner { position: relative; z-index: 1; }
.cta-section h2 { color: var(--white); margin-bottom: 14px; }
.cta-section p  { color: rgba(255,255,255,0.78); font-size: 1.05rem; max-width: 480px; margin: 0 auto 32px; }
.cta-buttons    { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

/* ── Contact form layout ─────────────────────────────────────── */
.contact-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  position: relative;
  z-index: 1;
}
.contact-left { text-align: left; }
.contact-left h2 { color: var(--white); margin-bottom: 14px; }
.contact-left p  { color: rgba(255,255,255,0.78); font-size: 1.05rem; margin-bottom: 32px; }
.contact-left .cta-buttons { justify-content: flex-start; }
.contact-form { display: flex; flex-direction: column; gap: 12px; }
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 13px 16px;
  border: 1px solid rgba(255,255,255,0.25);
  border-radius: 8px;
  background: rgba(255,255,255,0.1);
  color: var(--white);
  font-family: var(--font-body);
  font-size: 0.95rem;
  outline: none;
  transition: border 0.2s;
  box-sizing: border-box;
}
.form-group input::placeholder,
.form-group textarea::placeholder { color: rgba(255,255,255,0.55); }
.form-group select option { background: var(--green); color: var(--white); }
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus { border-color: var(--gold); }
.form-group textarea { resize: vertical; }
@media (max-width: 768px) {
  .contact-inner { grid-template-columns: 1fr; gap: 40px; }
  .contact-left { text-align: center; }
  .contact-left .cta-buttons { justify-content: center; }
}

/* ── Footer ─────────────────────────────────────────────────── */
footer { background: var(--green-dark); padding: 60px 0 28px; }
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 40px;
  padding-bottom: 40px;
  border-bottom: 1px solid rgba(255,255,255,0.09);
}
.footer-brand .nav-logo-full { height: 36px; }
.footer-brand p {
  color: rgba(255,255,255,0.5);
  font-size: 0.83rem;
  margin-top: 12px;
  line-height: 1.75;
}
.footer-col h4 {
  color: var(--white);
  font-family: 'Inter', sans-serif;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 1.8px;
  text-transform: uppercase;
  margin-bottom: 16px;
}
.footer-col li { margin-bottom: 9px; }
.footer-col a {
  color: rgba(255,255,255,0.5);
  font-size: 0.86rem;
  transition: color 0.2s;
}
.footer-col a:hover { color: var(--gold); }
.footer-disclaimer {
  color: rgba(255,255,255,0.32);
  font-size: 0.73rem;
  line-height: 1.7;
  margin-top: 18px;
  padding-top: 18px;
  border-top: 1px solid rgba(255,255,255,0.06);
}
.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 20px;
  flex-wrap: wrap;
  gap: 8px;
}
.footer-bottom p { color: rgba(255,255,255,0.35); font-size: 0.75rem; }

/* ── WhatsApp float ─────────────────────────────────────────── */
.wa-float {
  position: fixed;
  bottom: 26px; right: 26px;
  width: 54px; height: 54px;
  background: #25D366;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem;
  box-shadow: 0 4px 18px rgba(37,211,102,0.45);
  z-index: 300;
  transition: transform 0.2s, box-shadow 0.2s;
  cursor: pointer;
}
.wa-float:hover { transform: scale(1.1); box-shadow: 0 6px 26px rgba(37,211,102,0.55); }

/* ── Exit Intent Popup ──────────────────────────────────────── */
.exit-popup-overlay {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.55);
  z-index: 9999;
  align-items: center;
  justify-content: center;
  padding: 20px;
}
.exit-popup-overlay.active { display: flex; }
.exit-popup-box {
  background: var(--white);
  border-radius: 16px;
  padding: 44px 40px;
  max-width: 440px;
  width: 100%;
  position: relative;
  box-shadow: 0 20px 60px rgba(0,0,0,0.2);
  animation: popupIn 0.3s ease;
}
@keyframes popupIn {
  from { opacity: 0; transform: translateY(20px) scale(0.97); }
  to   { opacity: 1; transform: translateY(0) scale(1); }
}
.exit-popup-close {
  position: absolute;
  top: 14px; right: 18px;
  background: none;
  border: none;
  font-size: 1.6rem;
  color: #aaa;
  cursor: pointer;
  line-height: 1;
}
.exit-popup-close:hover { color: var(--dark); }
.exit-popup-label {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 10px;
}
.exit-popup-box h3 {
  font-family: var(--font-display);
  font-size: 1.6rem;
  color: var(--dark);
  margin-bottom: 10px;
}
.exit-popup-box p {
  color: #666;
  font-size: 0.95rem;
  line-height: 1.6;
  margin-bottom: 24px;
}
.exit-popup-form { display: flex; flex-direction: column; gap: 12px; }
.exit-popup-form input {
  padding: 13px 16px;
  border: 1px solid #ddd;
  border-radius: 8px;
  font-family: var(--font-body);
  font-size: 0.95rem;
  outline: none;
  transition: border 0.2s;
  width: 100%;
  box-sizing: border-box;
}
.exit-popup-form input:focus { border-color: var(--gold); }

/* ── Blog listing ───────────────────────────────────────────── */
.blog-filters {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  padding: 40px 0 0;
}
.filter-btn {
  padding: 9px 22px;
  border-radius: 100px;
  border: 1.5px solid var(--border);
  background: var(--white);
  color: var(--mid);
  font-size: 0.85rem;
  font-weight: 500;
  cursor: pointer;
  transition: all 0.2s;
  font-family: 'Inter', sans-serif;
}
.filter-btn:hover { border-color: var(--gold); color: var(--gold-dark); }
.filter-btn.active {
  background: var(--gradient);
  border-color: transparent;
  color: var(--white);
  font-weight: 600;
}
.blog-section { background: var(--off-white); padding-bottom: 80px; }
.blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 32px;
}
.blog-card {
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: transform 0.25s, box-shadow 0.25s, border-top-color 0.25s;
  border-top: 3px solid transparent;
  text-decoration: none;
}
.blog-card:hover {
  box-shadow: var(--shadow-hover);
  transform: translateY(-4px);
  border-top-color: var(--gold);
}
.blog-card.hidden { display: none; }
.blog-card-body { padding: 24px; flex: 1; display: flex; flex-direction: column; }
.blog-category {
  display: inline-block;
  padding: 4px 12px;
  border-radius: 100px;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  margin-bottom: 14px;
}
.blog-category.nri          { background: rgba(47,95,77,0.1);    color: var(--green); }
.blog-category.retirement   { background: rgba(218,165,32,0.12); color: var(--gold-dark); }
.blog-category.professional { background: rgba(70,90,110,0.09);  color: #4a6070; }
.blog-card h3 {
  font-size: 1.05rem;
  line-height: 1.4;
  margin-bottom: 10px;
  color: var(--dark);
  transition: color 0.2s;
}
.blog-card:hover h3 { color: var(--green); }
.blog-excerpt {
  font-size: 0.85rem;
  color: var(--light);
  line-height: 1.65;
  flex: 1;
  margin-bottom: 18px;
}
.blog-meta {
  display: flex;
  align-items: center;
  gap: 10px;
  padding-top: 16px;
  border-top: 1px solid var(--border);
}
.blog-author-initial {
  width: 30px; height: 30px;
  border-radius: 50%;
  background: var(--gradient);
  color: var(--white);
  display: flex; align-items: center; justify-content: center;
  font-size: 0.75rem;
  font-weight: 700;
  flex-shrink: 0;
}
.blog-meta-info { display: flex; flex-direction: column; gap: 1px; flex: 1; }
.blog-meta-author { font-size: 0.78rem; font-weight: 600; color: var(--mid); }
.blog-meta-date   { font-size: 0.71rem; color: var(--light); }
.blog-read-time   { font-size: 0.71rem; color: var(--light); white-space: nowrap; }

/* ── Blog post ───────────────────────────────────────────────── */
.reading-progress-wrap {
  position: fixed;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: transparent;
  z-index: 9999;
}
.reading-progress-bar {
  height: 100%;
  width: 0%;
  background: var(--gradient);
  transition: width 0.15s linear;
}
.article-hero {
  background: var(--off-white);
  padding: 56px 0 48px;
  border-bottom: 1px solid var(--border);
}
.article-hero h1 {
  font-size: clamp(1.7rem, 3vw, 2.6rem);
  line-height: 1.22;
  max-width: 800px;
  margin: 14px 0 22px;
}
.article-hero-meta {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-wrap: wrap;
  font-size: 0.85rem;
  color: var(--light);
}
.article-hero-meta .blog-author-initial { width: 36px; height: 36px; font-size: 0.85rem; }
.article-hero-meta strong { color: var(--dark); }
.article-hero-meta .sep { color: var(--border); }
.article-wrap {
  max-width: 780px;
  margin: 56px auto 80px;
  padding: 0 24px;
}
.article-body { font-size: 1rem; line-height: 1.85; color: var(--mid); }
.article-body h2 { font-size: 1.5rem; color: var(--dark); margin: 44px 0 14px; }
.article-body h3 { font-size: 1.15rem; color: var(--dark); margin: 30px 0 10px; }
.article-body p  { margin-bottom: 18px; }
.article-body ul, .article-body ol { margin: 0 0 18px 22px; }
.article-body li { margin-bottom: 8px; line-height: 1.72; }
.article-body strong { color: var(--dark); font-weight: 600; }
.article-body blockquote {
  border-left: 4px solid var(--gold);
  padding: 14px 20px;
  margin: 28px 0;
  background: rgba(218,165,32,0.05);
  border-radius: 0 8px 8px 0;
  font-style: italic;
}
.article-share {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 22px 0;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  margin: 44px 0 0;
  flex-wrap: wrap;
}
.article-share p { font-size: 0.85rem; font-weight: 600; color: var(--dark); margin: 0; }
.share-btn {
  padding: 8px 16px;
  border-radius: 6px;
  font-size: 0.82rem;
  font-weight: 600;
  cursor: pointer;
  transition: opacity 0.2s;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  text-decoration: none;
}
.share-btn:hover { opacity: 0.85; }
.share-btn-wa { background: #25D366; color: var(--white); }
.share-btn-li { background: #0A66C2; color: var(--white); }
.related-section { background: var(--off-white); padding: 64px 0; }

/* ── Responsive ─────────────────────────────────────────────── */
@media (max-width: 900px) {
  .features-grid  { grid-template-columns: 1fr 1fr; }
  .stories-grid   { grid-template-columns: 1fr 1fr; }
  .footer-grid    { grid-template-columns: 1fr 1fr; }
  .blog-grid      { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
  section { padding: 60px 0; }
  .hero   { padding: 70px 0 56px; }

  .nav-links {
    display: none;
    flex-direction: column;
    position: absolute;
    top: 68px; left: 0; right: 0;
    background: var(--white);
    border-top: 1px solid var(--border);
    padding: 20px 24px 24px;
    gap: 14px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.1);
  }
  .nav-links.open { display: flex; }
  .nav-toggle     { display: block; }
  nav             { position: relative; }

  .segment-grid   { grid-template-columns: 1fr; max-width: 480px; }
  .blog-grid      { grid-template-columns: 1fr; }
  .services-grid  { grid-template-columns: 1fr; }
  .stats-grid     { grid-template-columns: 1fr; gap: 28px; }
  .mini-stats-grid{ grid-template-columns: 1fr; gap: 20px; }
  .features-grid  { grid-template-columns: 1fr; }
  .stories-grid   { grid-template-columns: 1fr; }
  .footer-grid    { grid-template-columns: 1fr 1fr; }
  .footer-bottom  { flex-direction: column; text-align: center; }
}

@media (max-width: 480px) {
  .footer-grid    { grid-template-columns: 1fr; }
  .cta-buttons    { flex-direction: column; align-items: center; }
  .hero-badges    { flex-direction: column; align-items: flex-start; }
}