If you’ve ever thought, “I’ll start investing when I earn more”, you’re not alone. Many working professionals, especially in their 20s and 30s, delay investing thinking they’ll have more to spare later. But in reality, time is the most powerful asset you’ll ever own.
1. Power of Compounding
Albert Einstein reportedly called compound interest the eighth wonder of the world. Why? Because it allows your money to earn not just returns but returns on those returns.
Let’s say you invest ₹5,000/month from the age of 25 and earn an average return of 12%. By 50, you’ll have ₹1.5 crore. Delay that by just 5 years, and you end up with ₹85 lakh. That’s a ₹65 lakh difference, just because of a 5-year delay.
2. Building Financial Discipline
Investing regularly even small amounts teaches you to prioritize your future over impulse expenses. It’s not about restricting enjoyment, but about enabling freedom. Freedom to say no to bad jobs, bad clients, and bad decisions.
3. Better Prepared for Life Goals
Be it buying a home, starting a business, sending your child abroad, or retiring early the sooner you plan, the easier it becomes to achieve. Early investors are not just wealthier they’re often less stressed too.
Where to Start?
At Tequity, we believe in keeping it real. No fluff, no unnecessary risk. We help investors whether in India or abroad take informed decisions based on data, process, and real-life goals.
If you’re confused between SIPs, mutual funds, direct equity or NPS we simplify the maze for you.